Welcome

Welcome to the website for the international Ethical Research Involving Children (ERIC) project.

ERIC aims to assist researchers and the research community to understand, plan and conduct ethical research involving children and young people in any geographical, social, cultural or methodological context.

ERIC is motivated by a shared international concern that the human dignity of children is honoured and their rights and wellbeing are respected in all research, regardless of context. The critically important element in achieving this is YOU – your attitudes, values, beliefs, assumptions and practice – since these ultimately shape the research experience for children much more than any written procedures or checklist.

Many researchers report feeling isolated in their research activities, despite the increasing emphasis placed on the value, importance and legitimacy of research that captures the views and perspectives of children and young people. This sense of isolation is increased when it comes to making informed decisions about complex ethical and methodological issues.

This ERIC website has been specifically designed to provide a rich repository of information and resources to assist researchers, and guide and improve research involving children. It also aims to encourage critical reflection, dialogue and collegiality within and across the international research community.

We hope you will find this website useful in reflecting on your research and the children and young people involved. We warmly welcome your comments, suggestions and contributions.

Throughout the website, there are opportunities to download sections of the ERIC compendium. To download the entire compendium, please use the link below. PLEASE NOTE: this is a LOW RESOLUTION file and images may be distorted when printed. Due to its size (7mb), it may also take a while to download depending on your internet access. If you have difficulty downloading the document please contact us via our form on our contact page.

To reference any part of the compendium please use the following citation: Graham, A., Powell, M., Taylor, N., Anderson, D. & Fitzgerald, R. (2013). Ethical Research Involving Children. Florence: UNICEF Office of Research – Innocenti.

 

Download Entire Compendium pdf

 

Personal Injury Claims

If you are a driver, you undoubtedly have a good auto insurance package. (If not, stop reading this article and go buy one!) However, your insurance policy may not feature personal injury protection. Such coverage is not mandatory in all states, and you may not have added it to your policy.

Doing so offers advantages, but you should understand how this form of coverage works before making a decision. It is always a good idea to have a good understanding of any form of insurance before purchasing it.

Personal injury protection, or PIP, is designed to cover any medical expenses, damages, or lost wages as a result of a car accident. It covers both you and anyone else involved in the accident. You may sometimes see PIP called “no-fault” coverage. This is because claims are paid no matter who, if anyone, was at fault in the accident.

Also, after filing a claim on a PIP policy, your premiums should also not go up. Insurance companies will often increase someone’s premiums after they file a claim, but they are not allowed to do so in the case of PIP.

Certain states require all drivers to have PIP, while others do not. The coverage is mandatory in Delaware, Florida, Hawaii, and a number of other states. If you are unsure whether this coverage is required in your state, ask your insurance agent.

In some states, including Maryland, Texas, and Washington, drivers can opt out of the requirement to carry PIP. When you take out an insurance policy in one of these states, you can sign a waiver declining PIP. These waivers are known as exclusion agreements.

What is and is not covered by PIP also differs between states. Some states cover certain medical treatments that are disallowed by other states. In Utah, for example, you can get coverage for being treated by acupuncture. In California, such treatment would not fall under the policy.

Certain states treat PIP as subrogable. What this means is that when you suffer a loss, your insurance company will pay your claim, no matter who is responsible. They then recover the money from the insurance company of the liable party. This way, you do not have to worry about whether or not you will be able to pay for your medical bills or needed repairs.

Knowing how much PIP to buy is an important consideration when you are choosing an insurance policy. Your state may mandate a certain minimum level of coverage, so be sure to purchase at least that much. If you have a good health insurance plan that will cover your medical bills, you may not need as much PIP.

If you regularly travel with other people in your vehicle, it can be a good idea to purchase more coverage. This way, anyone who is in your vehicle can be covered in case of an accident.

A personal injury protection is an important part of your auto insurance package. Review this information before deciding how much coverage you need.

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